Association dues range from Php 90 to 120 per square meters of floor area per month depending on location, age, and quality of the building; those which are around 20 yrs old charge lower between Php 50 to 70 per sqm.

Real property tax depends on the city government the property is located in. It is based on the assessed value of the property.  It is multiplied by a rate that ranges from 1-3%. Assessment is done separately for the land and the built structure on the land.

Generally, you start on the succeeding year after the actual turnover of the property to you. There are cases where the developer pays quarterly so the buyer starts paying from the succeeding quarter after turnover of the property. 

Other expenses are:

• the documentary stamp tax,
• transfer tax,
• registration fee
• homeowners or condominium association joining fees
• cost of the utility meters.

Engage a Real Estate Consultant and ask for a "Highest and Best Use Case" study to be done on your property.

Assuming, you're clear on what you want or need to buy, the first step in the home buying process is to determine if you budget to match. This involves taking a close look at your finances and figuring out how much you can afford to spend on a home. You’ll need to consider factors such as your income, expenses, and debt when determining your budget.